I began my insurance career in 1977 while attending UCLA. What started as a college opportunity became a lifelong profession built on service, relationships, and results.
 

Since 1992, I’ve focused on helping seniors navigate Medicare and retirement planning decisions with clarity and confidence. As an independent advisor since 1993, I’ve helped more than 1,000 clients reduce Medicare costs, strengthen coverage, and position their savings for safe, dependable growth.
 

My philosophy is simple: do what is right for the client; every time. There are no corporate quotas or hidden agendas; just honest guidance tailored to your unique needs.
 

Retirement decisions are important. My role is to provide clarity, stability, and peace of mind so you can move forward with confidence.
 

If you’re approaching Medicare eligibility or want to ensure your money is positioned safely and efficiently, I invite you to schedule a complimentary review.