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Smoker Annuities, Impaired & Enhanced Annuity Specialists
Annuities4U specialise in obtaining the best Impaired and Enhanced annuity rates as well as smoker annuities on the open market, call us today on 0845 676 1010.
Impaired / Enhanced annuities are those which offer a higher income to you, based on the fact that you suffer from a pre-existing medical condition. Smoker annuities are a type of enhanced annuity are based on life expectancy and your actual condition amongst other factors. The annuity income varies from provider to provider and could offer a substantial increase from a Compulsory Purchase annuity.
An Impaired and Enhanced annuity is basically a conventional Compulsory Purchase annuity with an enhancement on top.
Some of medical conditions which would qualify for an enhanced or impaired life annuity enhancement are listed below.
- Blood Pressure (tablet controlled)
- Diabetes (In particular tablet controlled or Insulin dependent)
- Stroke
- High Cholesterol (tablet controlled)
- Asthma (controlled with medication)
- Cancer
- Smoking (manufactured cigarettes 10 per day for last 10 years, pipes, cigars, rolled tobacco) ) (Also known as Smoker Annuities)
- Heart Attack (at any time)
- Atrial Fibrillation
- Angina (controlled with medication)
- Other Heart Conditions
- Organ replacements
- Bypass surgery & Angioplasties
- Emphysema
- Rheumatoid Arthritis
- Parkinson’s Disease
- Alzheimer’s & Dementia
- Multiple Sclerosis
- COPD (chronic obstructive pulmonary disease), and other lung conditions
- Bronchitis
- Obesity (depending on height weight ratios)
- Smoking
Please note that this is not an exhaustive list and combinations of the above together with other conditions may result in higher levels of enhancements.
The more medical details that are available to us, the more accurate the quote would be. Based on the information that we have Annuities4U can arrange the best possible solution for your circumstances.
For more information about an Impaired / Enhanced annuity or smokers annuities rates imply complete the enquiry form or call us today on 0845 676 1010 to speak directly to our experienced annuity advisers.
